Looking to Buy in Charleston SC's Island Communities?

Buying a home is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from helping you find the home that best suits you and your family, showing you recent sales and helping you get financing. For your convenience, we also provide listing details by email. We pride ourselves on repeat business and hope you'll come to understand why.  With over 20 years helping buyers with integrity, vision and local knowledge you can see why my clients say, "If Joe says it, you can take it to the bank"  and I say, "The service doesn't stop with the sale."

How I Can Help
Before you start looking
Closing Costs

As Your Agent, I Will:

• Assure that you see all the properties in the area that meet your criteria.
• Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.
• Make sure you don't pay too much for your new home and help you avoid costly mistakes.
• Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking For Your New Home:

• Check your credit rating. Straighten out any errors before you make an offer.
• Determine a comfortable monthly budget for your new purchase, including down payment, monthly payment and the costs of club dues, insurance, taxes and local property owners fees.
• Decide what is most important to you about the kind of property you are seeking, e.g. view features, house size and style, amenities, distance to the beach etc.
• Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).
• Determine what neighborhood best matches your needs.
• Identify important features you need your new home to have.

Closing Costs to Expect:

• Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.
• Third-party fees include charges for insurance, title search, and other inspections such as termites.
• Government fees include deed recording and state & local mortgage taxes.
• Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

Find out how much your closing costs could be.

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Let me find the perfect property for you!

Contact us for more information.

Includes:

• Market Conditions for Seabrook Island
• Financing Options
• Home Buying Glossary
• Improve Your Chances
• Mortgage Application Checklist
• Questions For Your Lender